Money Advice

Dealing with debt

North Lanarkshire Council is committed to tackling and reducing poverty. As part of this commitment, we have a dedicated team whose job is to provide debt advice to those who feel they need it.

We offer a wide range of services to residents and employees of North Lanarkshire. Examples of the types of things we can help with include:

Rent/Mortgage Arrears                    Council Tax Arrears

Payday Loans                                      Personal Loans

Store/Credit Cards                             Gas/Electricity Arrears

Our Financial Inclusion Team Debt Advisers can provide free, impartial and confidential advice. We will review your finances, prioritise your debts and complete a financial statement which includes details of your income and expenditure. Depending on your personal circumstances, we will advise you on what options are available to you and find the best solution possible.

There are many reasons why manageable debts become problem debts. You may have had a change of circumstances at work or at home, suffered an illness or bereavement or simply have stretched yourself too far.

Whatever the reason, you have already taken the first step to changing your circumstances simply by reading this web page. To really get on top of things you have three options:

1. Use the number in the 'contact us' box at the right of this page to contact the Financial Inclusion Team and arrange a confidential appointment with one of our Debt Advisers.

2. Use the link to our self help guide. This guide is designed to help you decide on possible solutions and help you tackle your financial problems. You can also download a financial statement template by clicking on the link at the right of this page.

3. Use the external links on the right of this page to seek advice and information from a range of other independent advice organisations.

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A to Z of services