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Money advice

Our Financial Inclusion Team help North Lanarkshire residents with money advice and welfare benefits. The team includes a combination of debt advisers and welfare rights staff.

What we deal with

Our services include:

  • rent/mortgage arrears
  • council tax arrears
  • payday loans
  • personal loans
  • store/credit cards
  • gas/electricity arrears

How we can help you

If you are worried about debt or experiencing financial difficulties, our debt advisers can provide free, impartial and confidential advice.

We will review your finances, prioritise your debts and complete a financial statement which includes details of your income and expenditure. Depending on your personal circumstances, we will advise you on what options are available to you and find the best solution possible.

Your options

These may include:

  • informal payment plan
  • Debt Arrangement Scheme (DAS)
  • Protected Trust Deed
  • bankruptcy
  • full and final settlement
  • write offs

Other options may be available depending on your circumstances.


We can also offer advice on budgeting. We can help you take the first steps in taking control of your finances by giving you advice on how to reduce outgoings and maximise your income. By doing this you may be in a better position in avoiding debt, reduce the risk of unexpected costs or you could even have some money left to save.

Page last updated:
05 Nov 2020

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