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Tenants home contents insurance

Do you have home contents insurance? It's not compulsory, but it's worth considering.

Why do I need it?

As your landlord we cover the buildings insurance for your home but you’re responsible, under the terms of your tenancy, for insuring your contents. It’s always a good idea to shop around for a policy that will give you the cover you need.

Home contents insurance isn’t compulsory, but it’s a good idea to consider what a policy would cover you for.  Home contents insurance can help protect your belongings from risks like fire, theft, water damage, and many more household risks, giving you peace of mind.

What does contents insurance cover?

We’ve teamed up with Thistle Tenant Risks to offer a pay-as-you-go home contents insurance scheme, designed specifically for tenants in social housing, all our tenants are eligible to apply. This policy can cover:

  • furniture
  • carpets
  • curtains
  • clothes
  • bedding
  • electrical items
  • pictures
  • ornaments

Terms, conditions, limits and exclusions apply. For more information about our policy, please refer to the Insurance Product Information Document (IPID) and Policy Wording by contacting us.

For further information about the North Lanarkshire Council’s home contents insurance scheme, please ask your local one-stop shop or housing office for an application pack which will provide information on the insurance premiums.

If you wish to make a claim against your policy you can do this through the claims portal below or alternatively, you can call 0345 060 0030.

The home insurance policy document can be found below. Limits and exclusions apply.

Home contents insurance policy document

North Lanarkshire Council working in partnership with Thistle Tenant Risks which is a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority Firm Reference Number 310419. Registered in England under No. 00338645. Registered office: Rossington’s Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group.

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Page last updated:
30 May 2025

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